Wealth Management
Wealth Management
Retirement used to be supported by the three-legged stool: personal savings, social security, and pensions.
However…
“Based on current law, in 2037, the Social Security Trust will be depleted.”¹
This means you will likely only receive 75 percent of your Social Security benefits.
And
Approximately only 3 percent of private-sector workers participate in a pension plan.²
So
It is up to you, together with us, to ensure that you can retire comfortably and with the lifestyle you deserve.
TC3 Process
- Personal Wealth Management
- Life Planning
- Roth IRA’s
- Traditional IRA’s
- 529 Plans
- Annuities
- Life Insurance
- Retirement Plans
- 401K
- SEP/SIMPLE IRA’s
- Profit Sharing Plans
- Cash Balance
- Financial Plans
Clint's Top 10 Core Beliefs
- Your retirement strategy should be based on the Wealth Health 3 Bucket Tax Efficient Retirement System. This involves implementing a withdrawal system geared toward paying less in taxes.
- Have a debt reduction plan.
- Automate your way to wealth.
- Take advantage of the Roth option.
- Focus on the sequence of returns instead of the rate of return in retirement withdrawals.
- Where you live (city, county, and state) has a substantial impact on the amount of taxes you pay.
- Life expectancies are rising. Your money will need to last longer.
- Faith in the future is the only realism. This faith is essential.
- You will likely not be able to work as long as you think. Save like others don’t now so you can live like others don’t later.
- Saving 15%-20% per year should be your goal depending on the lifestyle you want to live in retirement.
¹ Social Security Board of Trustees
²Adams, Nevin E., "Conversation Starters", Planadviser, March-April, 2011. pg.56